Auto Accident Attorney in Plymouth, Michigan

If you've been in an auto accident, you're likely feeling overwhelmed. Dealing with insurance companies, understanding the intricacies of Michigan's no-fault coverage, and managing medical bills can be a daunting task. But you're not alone. We're here to help.  

At the Law Office of Kurt M. Schultz PLLC, we understand what you're going through because we've walked alongside clients just like you. 

Unlike those "big box" law firms, we provide personalized service that's tailored to your unique situation. We believe in direct access, which means you'll always be able to reach out to our attorney, not just an assistant, or paralegal. When you work with us, you're not just another case number; you're a person who deserves our full attention. 

We explain things in terms you can understand, making the process as straightforward and painless as possible. Our commitment is to help you navigate the complexities of Michigan's auto accident laws, ensuring you get the compensation you deserve. Most of our business comes from prior clients, which speaks volumes about the trust they place in us. 

Reach out to us at the Law Office of Kurt M. Schultz PLLC to schedule a free consultation for your personal injury case. Let us work together to help you regain control over your life.

Michigan Insurance Requirements 

As a resident of Michigan, you're required to have auto insurance. The state operates under a no-fault insurance system, ensuring your own insurance company picks up the tab for medical expenses and other damages, irrespective of who was at fault in the accident. 

You'll need to have: 

• Liability Insurance for property damage and bodily injury, which protects you from personal liability if you cause the accident.

• Property Protection Insurance (PPI), which covers damage to another person's tangible property resulting from a car accident (for example, damage to someone's mailbox, or yard/fence),

• Personal Injury Protection (PIP), which covers medical expenses of the insured (and/or insured's household relatives) in addition to other economic losses, like lost wages, transportation, replacement services, attendant care, etc..

And if you'd prefer extra coverage, you can opt for Comprehensive Collision Coverage (aka "full coverage"), Uninsured/Underinsured Motorist Insurance, and Increased Liability or PIP coverage. I

What to Do Immediately After an Accident 

If you've been involved in an auto accident, it's vital to protect your rights and pave the way for a smooth claims process. Here's what to do: 

1. Checking for injuries and calling for medical help if necessary is important because it ensures the well-being and safety of everyone involved in the accident. Prompt medical attention can prevent further complications and provide necessary treatment. 

2. Reporting the incident to the police is crucial as it helps create an official record of the accident. This record can be helpful for insurance claims, legal proceedings, and resolving any disputes that may arise. 

3. Exchanging information with the other parties involved allows for proper communication and documentation. This includes sharing contact details, insurance information, and vehicle registration numbers. It helps facilitate the claims process and ensures that all parties are held accountable for their actions. 

4. Collecting evidence such as photos and witness statements is important for establishing the facts of the accident. Visual evidence and witness accounts can provide valuable information for insurance companies, legal proceedings, and determining fault in the accident. 

5. Informing your insurance company is necessary to initiate the claims process. Promptly notifying them about the accident helps ensure that your rights are protected and that any applicable coverage can be applied. 

6. Seeking medical attention, even for minor injuries, is essential. Some injuries may not be immediately apparent, and early diagnosis and treatment can prevent complications and provide necessary documentation for insurance claims. 

7. Reaching out to a trusted auto accident attorney can be beneficial, especially if there are legal complexities or disputes involved. An attorney can provide guidance, protect your rights, and help navigate the legal process, ensuring that you receive fair compensation if needed. 

Statute of Limitations 

In Michigan, the statute of limitations for auto accident claims varies depending on the type of claim you're filing. 

For personal injury claims arising from an auto accident, you generally have three years from the date of the accident to file a lawsuit. This applies to cases where you're seeking compensation for injuries sustained in the accident. 

However, when you're suing for no-fault insurance benefits, the timeframe is much shorter. You typically have one year from the date of the accident to notify your insurance company about the accident and apply for benefits.  

If you miss this deadline, you may lose your right to these benefits unless you can show reasonable justification for the delay. 

Please note that these timelines can vary based on a variety of circumstances. So reach out to a lawyer as soon as possible after your accident to make sure you're on track to file your claim on time. 

Types of Auto Accident Cases We Handle 

At our firm, we're equipped to handle a wide range of auto accident cases, including: 

Car Accidents 

The most common type of auto claim we handle, car accidents can range from minor fender benders and rear-end incidents to fatal collisions. Because of how often these claims come up, insurance companies are adept at minimizing payouts and denying liability. As such, it's essential to have an experienced attorney on your side to protect your rights and fight for fair compensation. 

Motorcycle Accidents 

Motorcycle accidents can result in serious, life-altering injuries due to the lack of protection for riders. We understand the unique challenges and risks involved in these cases. Our attorneys are well-versed in motorcycle accident laws and will work tirelessly to get you the compensation you deserve. 

Truck Accidents 

Accidents involving large commercial trucks can be catastrophic due to their size and weight. And truck accident lawsuits can be extremely complex because of how many parties are involved.  

But don't let those factors stand in your way of justice. Our team has experience handling complex truck accident cases and fighting for fair compensation. 

Pedestrian Accidents 

Pedestrians are particularly vulnerable in auto accidents due to their lack of protection. We're dedicated to helping pedestrians recover from injuries caused by negligent drivers. 

With vast experience representing clients across Plymouth, Detroit, Canton, Redford, and Livonia, Michigan, we're ready to support you. 

What Sets Us Apart 

At our firm, we're proud of our small size because it allows us to give you the focused attention you need. You're the boss, and we work for you. No case is too big or too small for us to handle.  

Choosing us for your auto accident case means choosing personalized attention, dedicated representation, and over 20 years of experience handling injury cases. 

We put your needs first, using strong negotiation skills to maximize your compensation and our detailed knowledge of Michigan insurance laws and regulations to ensure you get the justice you deserve. With a track record of successful case results, we've proven we can help.