Understanding The Michigan No-Fault Act
If you have been involved in an auto accident (including as a passenger or even a pedestrian), you probably feel a little confused about your rights. You are not alone. The laws are complex and change on a daily basis. Allow us to explain your legal rights to you, and help you submit claims for the benefits you are entitled to. Some of the available benefits include:
- Medical expenses
- Replacement services (payment for daily assistance around your home)
- Lost wages
- Attendant care (payment for assistance with taking care of yourself)
- Medical mileage
- Out-of-pocket expenses
- Pain and suffering
You may be entitled to these benefits even if you have no automobile insurance!
Since the state of Michigan has “no-fault” insurance, the benefits listed above are available even if you caused the accident.
If the accident was caused by the negligence of someone else, you may be entitled to money damages for your pain and suffering.
Lastly, I would caution anyone involved in a car accident to be extremely careful what you say to any insurance company representative. If you are intending to make benefit claims and/or pursue a pain and suffering claim, you may want to let an attorney speak for you.