A 20-year-old is facing multiple felony charges after a fatal accident in Wayne County last week. The car crash occurred in Taylor, Michigan when a vehicle traveling westbound on Northline Road was stuck by a Ford Escape running a red light as the first vehicle entered the intersection at Telegraph Road.
The passenger of the other vehicle, Phoebe Elliot, 12, was given CPR at the scene and then transported to the hospital, where she died from her injuries. The driver of the vehicle, who was Elliot’s aunt, survived the crash.
The driver of the Ford, Noah Gary Damron, 20, appeared virtually at the arraignment from the hospital after recovering from surgery for injuries sustained in the crash. Damron has been charged with nine felony offenses, including several charges for operating while intoxicated (OWI) and reckless driving, as well as multiple felony and concealed weapons charges.
When tragedy strikes
When a serious or fatal traffic accident happens, it can change everything in the blink of an eye. The families of victims will have to deal with medical treatment or rehabilitation for their loved one, or in the case of loss from catastrophic injuries, funeral expenses and the emotional pain of loss. Along with the emotional costs, there are also financial burdens to bear after the accident.
Although insurers should be responsive regarding claims in the aftermath of a car crash, it can be challenging and frustrating to deal with insurance companies that will attempt to lowball victims and their families. And if the other driver does not have insurance, things can get more complicated.
Michigan no-fault insurance
Michigan requires that every car owner purchase basic coverage in order to get a license plate. One of these requirements is Michigan no-fault Insurance, which covers personal injury protection (PIP). Even if the other driver is uninsured, the injured can recover PIP benefits through their own or a spouse’s or family member’s policy. A No-Fault policy covers the entire family.
If the other motorist does not have insurance, the insured driver can file a claim through their own policy. If their medical expenses exceed the PIP medical benefits limit, the injured party may also sue an at-fault driver for excess medical expenses.
When victims and their families are dealing with the aftermath of an accident, it helps to have experienced legal counsel that will protect your right to compensation both from insurance companies as well as liability claims if the accident was caused by the negligence of another driver.