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Understanding the basics of Michigan's no-fault act

Michigan's no-fault insurance law is designed to ensure that individuals injured in car accidents timely receive compensation for their medical costs and lost income. Because the law also places limits on claims with the intention that individuals who have been injured can quickly receive benefits, it is important for car accident victims to be familiar with the legal options available to help protect them.

The no-fault system provides that car accident victims receive benefits for their medical expenses for a lifetime and significant wage loss benefits on what is referred to as a no-fault basis. The intention is for severely injured car accident victims to immediately receive benefits for the harm they have suffered. Michigan has the highest level of car accident medical benefits in the country.

The laws related to car accidents in Michigan based on the no-fault act are constantly changing, so it is important to keep up with the current status of the law. Likewise, the process of seeking and receiving compensation for harm suffered in a car accident can be complex, so it is important for car accident victims to be familiar with that process and obtain guidance through the process as needed.

The legal process and laws designed to protect car accident victims seek to ensure that each victim receives the compensation for the medical expenses and lost wages they need. Though Michigan law provides that all individuals injured in a car accident, regardless of fault, receive compensation for their physical and financial damages, legal recourse is available to help victims of a negligent driver recover compensation for their emotional damages as well, which is an important option for car accident victims to be aware of.

Source: Farm Bureau Insurance, "No-Fault Insurance Explained," Accessed Oct. 15, 2017

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