By law, every person with a driver's license is expected to maintain motor vehicle insurance. There is a bare minimum required of all those who operate a motor vehicle. It may not cover the driver's own medical expenses or property damage if involved in an accident, but it would cover the injuries of anyone else who is injured, if the insured driver was at fault. What happens if the driver at fault was uninsured?
Michigan follows a "no-fault" approach to auto insurance, meaning that after an uninsured/underinsured motorist accident both parties may be covered. Certain benefits that may be available to those involved in such an accident can help to cover expenses related to these accidents. Medical expenses, lost wages and property damage can really affect a person or a family after a car accident. Feeling confused about your rights or about how to best approach the situation is normal and can be remedied by explanation.
At the Law Office of Kurt M. Schultz PLLC, we can explain these topics to the injured and their families. Underinsured motorists or their victims can potentially receive compensation under Michigan's no-fault Insurance laws. How these laws affect each person depends on the details of the situation. Pain and suffering endured by the injured can also amplify the compensation potential for the injured.
The idea of seeking compensation can initially seem daunting, however, can be extremely beneficial in the long run. Families have found solace in the idea that their injuries and losses can be made right by filing a personal injury suit. An insurance company can also be a potential source of compensation when one has been injured by an uninsured motorist.