Although auto insurance is mandatory under state law, plenty of drivers hit the road without any coverage. In fact, Michigan has risen over the past few years in the ranking of states with the most uninsured drivers. It came in ninth place in 2007, going up to fourth by 2015 with over 20 percent of drivers lacking insurance, reveals the Insurance Information Institute.
It is no wonder that so many people choose not to purchase a policy when the price is so high. It may seem more cost-effective to take the risk and pay for vehicle repairs or replacement out of pocket. However, when it comes to a car accident, proper coverage is a must.